Terms of Service

Effective Date: November 5, 2025 Last Updated: November 5, 2025

Agreement to Terms

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These Terms of Service (“Terms”) constitute a legally binding agreement between you and Newance Growth LLC (“Company,” “we,” “our,” or “us”) governing your access to and use of our website and services.

By accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, please do not use our services.

Eligibility

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Our services are intended for use by:

• Business owners considering selling or transitioning their businesses
• Business brokers and intermediaries representing sellers
• Lenders and financial institutions involved in business acquisitions
• Investors and partners interested in acquisition opportunities
• Other professionals engaged in the business acquisition marketplace

You must be at least 18 years of age and have the legal capacity to enter into binding contracts. By using our services, you represent and warrant that you meet these eligibility requirements.

Services Description

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Newance Growth LLC is an acquisition entrepreneurship firm (micro-private equity) focused on acquiring and growing established small businesses. Our services include:

• Evaluation and acquisition of established small businesses
• Operational assessment and due diligence
• Business transition planning and execution
• Post-acquisition operational optimization
• Strategic growth consulting

Our website serves as an informational platform and communication channel for these services. The specific terms of any business transaction or consulting engagement will be governed by separate written agreements.

Use of Website

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Permitted Use

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You may use our website for lawful purposes related to:

• Learning about our services and acquisition criteria
• Contacting us regarding potential business opportunities
• Scheduling consultations and meetings
• Accessing publicly available information and resources

Prohibited Conduct

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You agree not to:

• Use our website for any unlawful purpose or in violation of these Terms
• Impersonate any person or entity or misrepresent your affiliation
• Transmit any viruses, malware, or other harmful code
• Attempt to gain unauthorized access to our systems or networks
• Submit false, misleading, or fraudulent information
• Engage in any activity that could damage our reputation or business interests

Violation of these prohibitions may result in termination of your access and potential legal action.

Intellectual Property Rights

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Our Content

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All content on our website, including but not limited to text, graphics, logos, images, designs, and software (collectively, “Content”), is the property of Newance Growth LLC or our licensors and is protected by United States and international copyright, trademark, and other intellectual property laws.

Our trademarks, service marks, and logos (including “Newance Growth” and associated branding) may not be used without our prior written consent.

Limited License

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We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our website and Content for personal, non-commercial purposes in accordance with these Terms. You may not reproduce, distribute, modify, or create derivative works from our Content without our express written permission.

Information You Share With Us

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When you share information with us (including business information, financial statements, or other materials for the purpose of evaluating a potential transaction), you retain all ownership rights to that information. By sharing such information, you grant us permission to use it solely for the purposes of:

• Evaluating potential acquisition opportunities
• Conducting due diligence on your business
• Facilitating business transactions between us
• Improving our services

This license is subject to our confidentiality obligations described below and terminates when the information is no longer needed for these purposes.

Confidentiality and Non-Disclosure

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Our Commitment to Confidentiality

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We understand that in evaluating business opportunities, you may share sensitive confidential information with us, including financial statements, operational data, customer information, and proprietary business information.

We commit to:

• Maintain the confidentiality of such information
• Use it solely for the purpose of evaluating potential transactions with your business
• Protect it with reasonable security measures
• Not disclose it to third parties without your consent, except to our professional advisors (attorneys, accountants, lenders) who are bound by confidentiality obligations

Exceptions

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Our confidentiality obligations do not apply to information that:

• Is or becomes publicly available through no breach of these Terms
• Was rightfully in our possession prior to your disclosure
• Is independently developed by us without use of your confidential information
• We are required to disclose by law or legal process (in which case we will notify you if legally permitted)

Formal Non-Disclosure Agreements

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For significant transactions or at your request, we are happy to execute a separate, more detailed Non-Disclosure Agreement (NDA) before you share sensitive business information.

No Investment or Legal Advice

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The information provided on our website and through our communications is for general informational purposes only and does not constitute:

• Investment advice or recommendations
• Legal, tax, or accounting advice
• An offer to purchase any specific business
• A guarantee of financing or transaction completion
• Professional advice tailored to your specific circumstances

You should consult with qualified professionals (attorneys, accountants, financial advisors) before making any business decisions or entering into any transactions.

No Guarantees Regarding Transactions

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We make no guarantees or warranties regarding:

• Completion of any business acquisition or transaction
• Availability of financing or specific transaction terms
• Future business performance or profitability
• Accuracy of business valuations or projections
• Outcomes of operational improvements or growth strategies

Each business transaction involves inherent risks. Past performance is not indicative of future results. Our website and services are provided on an “as is” and “as available” basis.

Limitation of Liability

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General Limitation

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To the fullest extent permitted by law, Newance Growth LLC and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services, including but not limited to:

• Loss of profits, revenue, or business opportunities
• Loss of data or information
• Business interruption
• Any other intangible losses

This limitation applies regardless of the legal theory (contract, tort, negligence, or otherwise) and whether or not we were advised of the possibility of such damages.

Maximum Liability Cap

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In no event shall our total aggregate liability to you for all claims arising out of or related to these Terms or our services exceed the amount you paid us for services in the twelve months preceding the claim, or $1,000, whichever is greater.

Important Note

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Some jurisdictions do not allow the exclusion or limitation of certain warranties or damages. In such jurisdictions, our liability will be limited to the maximum extent permitted by law. Nothing in these Terms limits our liability for fraud, gross negligence, or willful misconduct.

Third-Party Links and Services

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Our website may contain links to third-party websites or services. These links are provided for your convenience only.

We do not endorse, control, or assume responsibility for:

• The content, privacy policies, or practices of third-party websites
• Any products, services, or information offered by third parties
• The accuracy or reliability of third-party information

Your interactions with third-party websites are governed by their respective terms and privacy policies.

Dispute Resolution

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Governing Law

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These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles.

Informal Resolution First

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Before initiating any formal legal proceedings, we ask that you contact us to attempt to resolve any dispute informally. We commit to making good faith efforts to resolve disputes amicably.

Contact us at: stephen@newancegrowth.com

Venue

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If informal resolution is not successful, any disputes shall be resolved in the state or federal courts located in Sacramento County, California. You consent to the personal jurisdiction of these courts.

Modifications to Terms

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We reserve the right to modify these Terms at any time. We will notify you of material changes by:

• Posting the updated Terms on our website with a new “Last Updated” date
• Sending an email notification if you have provided your email address

Your continued use of our services after any modifications indicates your acceptance of the updated Terms. If you do not agree with the modified Terms, you must discontinue use of our services.

Termination

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By You

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You may stop using our services at any time. If you wish to request deletion of information you have provided, please contact us.

By Us

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We reserve the right to suspend or terminate your access to our website and services for:

• Violation of these Terms
• Fraudulent, abusive, or illegal activity
• Technical issues or security concerns
• Discontinuation of our services

Effect of Termination

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Upon termination:

• Your right to use our services will immediately cease
• Provisions of these Terms that by their nature should survive (including confidentiality, intellectual property, limitation of liability, and dispute resolution) will remain in effect
• We will continue to protect confidential information you shared with us in accordance with our obligations

General Provisions

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Entire Agreement

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These Terms, together with our Privacy Policy and any separate written agreements for specific transactions, constitute the entire agreement between you and Newance Growth LLC regarding our services.

Severability

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If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

No Waiver

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Our failure to enforce any right or provision of these Terms will not constitute a waiver of that right or provision.

Assignment

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You may not assign or transfer these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, or sale of assets.

Force Majeure

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We will not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, natural disasters, war, terrorism, government actions, or internet/telecommunications failures.

Notices

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Notices to you may be provided via email or website posting. Notices to us should be sent to:

Newance Growth LLC
Email: stephen@newancegrowth.com
Phone: +1 (408) 768-4662
Address: 1401 21st Street, STE R, Sacramento, CA 95811

Contact Information

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If you have questions about these Terms of Service, please contact us:

Newance Growth LLC
Email: stephen@newancegrowth.com
Phone: +1 (408) 768-4662
Address: 1401 21st Street, STE R, Sacramento, CA 95811

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms.